Annuities are arguably the most common, most utilized, yet most misunderstood financial products available to consumers today. In fact, most investors have no idea that there are actually four very different and unique types of annuities available to them. Instead, most people have been misled by both the media and certain financial personalities who often misrepresent annuities and lump them all together. However, each one does not work in exactly the same way. We can discuss how each one works and thus which would be best for your plan.

To learn more about annuities, contact Integrity Wealth & Financial at (608) 393-9909 and schedule a free consultation.

When people think of life insurance they typically think of term insurance: paying a fixed premium on a monthly basis for a guarantee* from an insurance company to pay a fixed amount of money to one’s beneficiaries. While everyone should have life insurance, it’s important to know that the industry has evolved by creating cutting-edge and versatile products.

To learn more about life insurance, contact Integrity Wealth & Financial at (608) 393-9909 and schedule a free consultation.

*Guarantees are based solely on the financial strength and claim-paying ability of the issuing company and compliance with product requirements.

Do you know if your money is being preserved properly in your existing 401(k) account? Rolling over a 401(k) or other savings account given from an employer to an IRA or RMD may be beneficial for your financial situation. There are many ways that your savings can be maximized using the proper retirement account.

To learn more about IRA/RMD rollover, contact Integrity Wealth & Financial at (608) 393-9909 and schedule a free consultation.

Have you identified potential risks in your financial plan?

If you need help identifying potential risks, or you have already identified them and want assistance in minimizing them, we can go over your plans together. There are many ways to combat risks in your retirement plan to discuss. We can also continue to monitor these risks closely to ensure that if another risk appears, we can fight that one too! Combating risks is as easy as: Identifying, Measuring, Examining, Implementing Solutions, and Monitoring.

To learn more about risk management, contact Integrity Wealth & Financial at (608) 393-9909 and schedule a free consultation.

We are living in a time where the stock market seems to be exceptionally volatile because of world events, politics, and its ordinary market fluctuations. A financial professional can guide you on the right path for your investments. Principal protection is arguably the most important service any financial professional can offer you.

To learn more about investments, contact Integrity Wealth & Financial at (608) 393-9909 and schedule a free consultation.

Risk is always a factor in a financial plan. Some risks can be managed and insured against, while others may be necessary. We can help by discussing all the different types of risks and how we can better manage them. This can give you the peace of mind that you deserve.

To learn more about wealth management, contact Integrity Wealth & Financial at (608) 393-9909 and schedule a free consultation.

Compound interest is the eighth wonder of the world. He who understands it, earns it, he who doesn’t… pays it.” -Albert Einstein

When trying to accumulate wealth, time is of the essence. It is never too early to start investing, and the earlier you start the better the payout. Compound interest increases the longer you invest, thus the rate and amount in which you allocate should depend on your individual situation. We would love to sit down and discuss all possible options that are available to you. It’s important to remember that during stock market volatility you still have many different allocations available to you, rather than the traditional conservative or risky approach.

To learn more about wealth accumulation, contact Integrity Wealth & Financial at (608) 393-9909 and schedule a free consultation.